1. Introduction

Welcome to YTNQF Wealth Hub (“we,” “our,” or “us”). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://www.ytnqf.com (the “Site”).

By accessing or using our Site, you agree to the terms of this Privacy Policy. If you do not agree with our policies and practices, please do not use our Site.

2. Information We Collect

We may collect the following types of information:

a. Personal Information

When you register for an account, subscribe to our services, or contact us, we may collect:

• Full name
• Email address
• Phone number
• Billing and payment information
• Professional details (occupation, investment experience)

b. Non-Personal Information

We automatically collect certain technical information when you visit our Site:

• IP address
• Browser type and version
• Pages visited and time spent
• Referring website
• Cookies and tracking data

3. How We Use Your Information

We use the information we collect for the following purposes:

• To provide and maintain our services
• To personalize your experience on our Site
• To process transactions and send payment confirmations
• To send newsletters, investment insights, and marketing communications
• To respond to customer service requests
• To improve our Site and services
• To detect and prevent fraud and security issues
• To comply with legal obligations

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to:

• Remember user preferences
• Analyze Site traffic and usage patterns
• Deliver targeted advertisements
• Facilitate social media sharing

You can control cookies through your browser settings. However, disabling cookies may affect your experience on our Site.

5. Data Sharing and Disclosure

We may share your information in the following circumstances:

a. Service Providers

We engage trusted third parties to perform functions such as:

• Payment processing (Stripe, PayPal)
• Email marketing (Mailchimp)
• Analytics (Google Analytics)
• Customer support (Zendesk)

b. Legal Requirements

We may disclose information when required by law or to:

• Comply with legal processes
• Protect our rights or property
• Prevent fraud or security issues
• Ensure the safety of our users

c. Business Transfers

In the event of a merger, acquisition, or sale of assets, user information may be transferred as part of the transaction.

6. Data Security

We implement appropriate security measures including:

• SSL/TLS encryption
• Secure server infrastructure
• Regular security audits
• Limited employee access to personal data

However, no internet transmission is 100% secure. We cannot guarantee absolute security of your information.

7. Your Rights and Choices

Depending on your location, you may have the following rights:

• Access: Request a copy of your personal data
• Correction: Update or correct inaccurate information
• Deletion: Request deletion of your personal data
• Opt-out: Unsubscribe from marketing communications
• Restriction: Limit how we use your information
• Portability: Request transfer of your data to another service

To exercise these rights, please contact us at [email protected].

8. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place for these transfers.

9. Children’s Privacy

Our Site is not intended for children under 18. We do not knowingly collect personal information from minors.

10. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for their privacy practices.

11. Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of significant changes by posting the new policy on our Site with an updated effective date.

12. Contact Us

If you have questions about this Privacy Policy, please contact us: