catch up contributions
SEP IRA vs Solo 401(k): Which Is Better for Self-Employed Retirement?
SEP IRA vs Solo 401k: Key Differences Explained The choice between SEP IRA vs Solo 401k represents one of the most important decisions for self-employed professionals. SEP IRAs offer simplicity with high contribution limits based on net earnings, while Solo 401ks provide more flexibility with Roth options and loan provisions. Understanding these fundamental differences helps […]
What High Earners Must Know About Strategic Retirement Planning
Specialized Retirement Planning for High Earners Effective retirement planning for high earners requires navigating unique challenges and opportunities. Those with substantial incomes face complex tax situations and contribution limits that demand sophisticated strategies. Unlike typical retirement planning, high earners must consider backdoor contributions, tax-efficient conversions, and advanced asset location techniques. The foundation of retirement planning […]